Originally Posted By: sini
Why would insurance make this condition of coverage then?


Cause it is at least some sort of indication that someone with authorization to enter a premises (and a key) did not just pawn it off. Insurance typically only wants to cover random criminal behavior, not angry girlfriends.

For who could be free when every other man's humour might domineer over him? - John Locke (2nd Treatise, sect 57)