Originally Posted By: sini
Originally Posted By: Derid

Poor assumption is poor.


Availability and ease of access to gun is not an assumption - it is fact. Guns are way too easy to get for everyone, including mentally unstable individuals. This is big part of the problem.

Just like leaving your front door open - if you don't take minimal effort to safeguard/prevent the crime, then you are leaving yourself unreasonably exposed to it.



So are cars and machetes and all sorts of things.

When I lived in Columbus, home to Nationwide I knew and worked with some people from Nationwide. I have heard from management that the reason for locked door rules is simply to help filter out trusted parties. Sure, they want you to lock your doors as well - but the fact is a huge amount of doors actually have the bolt knobs within range of glass or other flimsy material. If you know noone is home/looking, shoving a gloved hand through it and turning the knob is pretty much no different than an unlocked door.

Whether they put that on their PR pamphlets or not is a different matter, and sales agents often dont have any official guidance just their own guesses on why a policy is written or adjusted the way it is.

Besides, we all know that - and you have said before yourself that Insurance will do whatever they can to deny a claim for any reason. So are they denying a claim because they have an excuse to do so is what it really comes down to.

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I consider it moot anyhow, what you always have to weight any gun problems against is the reason we have the right to carry them. And it isnt to hunt rabbits.

See earlier Ice-T link for full explanation, its only about 90 seconds long but it says everything that needs to be said about the whole topic.

For who could be free when every other man's humour might domineer over him? - John Locke (2nd Treatise, sect 57)