Originally Posted By: sini
Now, do you think you could out of pocket cover a cost of hydroplaning and accidentally killing a family or your gun getting stolen and used to murder said family? If not, then who should?


I have lived and driven in southeast Texas most of the years of my driving and have dealt with the roads during many thunderstorms, tropical depressions and I even drove through hurricanes Rita and Ike and not once have I even had a hydroplaning scare as I am aware of how to properly drive in those conditions so I should not in any way have to pay for something that has a less than 1% chance of happening.

To answer your 2nd question... This is less than a 0% chance of happening as I do not own any guns. In the event that I did own a firearm and it was STOLEN in order to kill a family then I would be just as much of a victim as the ones killed so why should I once again have to pay for something that I have nothing to do with?

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