Originally Posted By: Derid
Originally Posted By: sini
Why would insurance make this condition of coverage then?


Cause it is at least some sort of indication that someone with authorization to enter a premises (and a key) did not just pawn it off. Insurance typically only wants to cover random criminal behavior, not angry girlfriends.



Incorrect. They make it a condition of coverage because it demonstrates minimal acceptable level of preventative actions/deterrence. If you leave your door open you are a lot more likely to get burglarized.


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