Pointing out again that the current system is not perfect, does not create a credible argument for your proposed solutions.

Fundamentally, centrally planned economies - which is what you propose in regards to health care, have ingrained inefficiencies that always produces a worse result. Central planning simply cannot work.

A better first step would be tort reform, which would bring down insurance costs for the doctors and hospitals themselves.

A huge part of that health care GDP goes to "insuring" against frivolous lawsuits.

For who could be free when every other man's humour might domineer over him? - John Locke (2nd Treatise, sect 57)