The facts are, that you were taking unreasonable risks by going off insurance. Considering that health insurances are private, for profit (even supposed non-profits) organizations they create a set of rules where going off insurance creates a large number of risks outside of "on insurance"/"off insurance" decisions.

Ever heard of pre-existing conditions? If you ever get sick (I wish you many healthy years, this is hypothetical example) with something expensive, like cancer, you can be sure that these gaps in your insurance coverage would be used against you. Sure, you might eventually prevail in courts, but by that point your illness might be too far gone to effectively treat.

Under current system too many people get fucked, both insured and uninsured.

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