Originally Posted By: Donkleaps
Starting out on a brand new toon you have a "tool bag" that has one of each tool type. You also get a portal shard so that you can port to an outlying area if you choose to.


It appears that you flip a coin anytime you log out, or crash (in the current 12/20/2012 build); lose the coin toss and you log back in without anything in your bank, as well as losing everything but the basic weapons from your inventory as well...tools included. Fun, fun, fun!

- Wildcard / Tiernan