Originally Posted by Owain
With insurance, you know beforehand what is covered and what is not. If you are covered, you are covered.


Until they say you aren't, and force you to spend several thousand dollars to retain a lawyer and show them you are serious enough about it and have enough personal resources to be problematic. Then they will settle.

Sini's critiques of insurance aren't wrong, he just veered left off the side of the road when he said govt was better.

For who could be free when every other man's humour might domineer over him? - John Locke (2nd Treatise, sect 57)