In 20 years I will be retired and no longer living in the US.
Clearly, you didn't think this all the way through. You think you will be allowed to retire? Who is going to pay US massive debt then? Unemployed and underemployed used-to-be-youth ?
You make me laugh. Who the fuck is going to stop me from retiring?
I am a Financial King Kong on a pile of gold like Scrooge mutha fuck'n Duck.
Here is a couple hints.
Undergrad and Graduate Degree(s).
Fully Funded Fortune 50 Guaranteed Pension.
401k with insane options that most my other 2.7%'r friends are jealous of. The Boeing VIP CD (See Corp. Note) is so unfair for sheltering money in a down market. I can even purchase other currencies to hedge the dollar. You wish your 401k did that.
Retiree Medical Coverage.
In the next 2 years I will hit the max tax cap for the first 125k.
Don't even get me started on my Parents incorporated wealth that makes me look like a pauper that will pass without death tax because they listened to there Financial King Kong of a son.
There are others here as well that make my financial portfolio look like it was written on the back of a Bazooka bubble gum wrapper.
Retirement isn't a question.
It's a fact.
Now go sit in the corner and be quiet for a while.