If you're too simple minded to understand that you don't do anything, nor expect the government to on your behalf, to someone else that you wouldn't want done to you, then I don't know how to help you.

For instance, the heterosexual man doesn't want someone making decisions about him based on his hair color, so he should be able to understand that it is immoral to discriminate base on anything other than merit.

Your other example makes no sense as there is nothing immoral about being poor or wealthy, so you're going to have to do better with your supposition.

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