All characters on an account are put in same guild. However you can be a member of multiple guilds.

There is an option that lets you "Represent" whichever guild you choose at any given time. That means that anything you do while representing that guild gains influence and other in game perks that helps guilds to achieve rank and status.

So you could both play toons on the same account and just represent whichever guild you wanted or you could use the "Stand down" option and not represent any guild.

I understand your reasoning but I do hope that at least you get to play with us on occasion. The game is solid and a lot of fun.

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