I usually go a "style" pathway. Find out the reason your character exists and then build the skills around them to make that happen. So I usually end up with specialists with some heavy support skills to help the main skills along.

i.e. My GM crafter in UO was a GM mage to support the crafting. What? You want my green ore? Lets see how you like some GM style magic up your wazzoo

What makes a man turn neutral? Lust for gold? Power? Or were you just born with a heart full of neutrality?