"Get rid of government retirement benefits and force people to be responsible for their own retirement and the problem is solved."


Two reasons it wouldn't work well.

1) The government is not going to give up their favorite slush fund they can play with as they see fit.

2) Most folks would not have the first clue on how to invest that on their own. Though since it is nigh impossible to live on SS alone, I don't see much changing either way.

I agree I would love to see SS abolished completely. Quit taking it out of my pay, refund what has been taken so far and I'll handle it on my own. Not very likely to see it happen in our lifetimes though.