Healthcare premiums at my company jumped double digit percentages.... same with other companies I am aware of. My company gives public breakdown of costs, their costs rose quite a bit - they only passed on a minority of increased costs.

*Perhaps* it is possible that something in Obamacare is, for the nonce, helping insurance companies pay out less money. However it certainly has not been reflected in the premiums for anyone I have yet spoken with.

For who could be free when every other man's humour might domineer over him? - John Locke (2nd Treatise, sect 57)